Your client, Metropolitan Bank (“Metropolitan”) is negotiating the terms of a loan agreement to be made available to Celocity, a global manufacturer of bicycles. The loan agreement between Metropolitan and Celocity will be governed by English law and its terms will be consistent with those contained in the London Loan Markets Association’s standard form.Advise Metropolitan on both the purpose and legal effect of the following clauses of the loan agreement:(a) the market disruption clause;(b) the cross-default clause; and(c) the conditions precedent
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