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Describe builders risk insurance. Who should procure it? Why? Collect the likely exclusions? Does it matter that there is going to be partial occupancy?

Week 2 AS2 Bid Process and Key Contract Provisions

You work for a General Contractor (\”GCI\”). Your company was awarded a project to restore and convert a 100+ year old building into a mixed commercial and residential space. The building restoration will start first with the commercial space. Partial occupancy will be obtained during this first Phase. The residences will be constructed thereafter in the second phase. You are using the ConsensusDocs Series 200 for the contract with the owner/developer.

The insurance specifications call for builders risk insurance but it does not specify who should procure the insurance. Describe builders risk insurance. Who should procure it? Why? Collect the likely exclusions? Does it matter that there is going to be partial occupancy?

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